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I have only shopped at Old Navy one time about a year ago and like always the cashier wants me to fill out for an Old Navy Credit card to get a discount on my purchase. I did that but did not keep the credit card and never used it again. Cut it up and threw it away. Now I receive a letter this week from Synchrony Bank telling me they have reviewed my account and decided to lower my credit limit on my card to $200, because I have SERIOUS DELINQUENCY AND TOO FEW ACCOUNTS PAID AS AGREED. also telling me how adversely this affects my credit score!!!! Have not used the card and will never shop Old Navy again!!!!!


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