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I use to have 3 credit cards with capitol one..paid them all off in full...so that was at least 9yrs ago...so now I have been getting pre approved applications for their card..asking me to be a customer again...so just to see what would happen if I did reply to their request using a reservation code and access code...which is suppose to be pre approved...they of course denied me...so why do they send these things out? makes no sense...


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