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Lol. They call me 15 times a day every day from 9 am to 9 pm. My card was a transfer from Orchard Bank, and I had ALWAYS paid on time, but during the course of the transfer I missed a payment before I was able to register with CapOne. Since I missed a payment, I was told my account had to be brought *current* before I could get online access. All of a sudden I owe more than $300 to make my account current, with no explanation and no paperwork to back it up (I was paperless, but without online access how am I supposed to see anything?) They proceeded to bill me late fees and an account that was in fantastic order is now, well, crap.

So then, I get my tax refund, and can afford to pay these jerks, so I figure I need to stop this insanity RIGHT THIS SECOND and call and make the silly payment. They win, I'm tired of these friggen' phone calls. So I call. And get "well, the guy you need to talk to isn't in the office until tomorrow, and no, you can't make a payment right now." They call me 15 times a day to make me feel horrible about not being able to pay them, and then when I can, they can't take my payment. HA.

Do they realize how crazy they've made me? And how much I despise them right now? Probably. Can't even PAY them to go away.


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